Yahoo Message Number: 113139 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113139)
We would like to purchase an Extended Warranty for our Motor Coach.
Does anyone have any recommendations?
Lorraine
2008 Allure
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Yahoo Message Number: 113140 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113140)
I have Protective XtraRide, they are pretty good. If you play exactly by the rules, the coverage is good. If you cut corners, start work before pre-authorization, they will deny it, but I think they all do that. You just can't be in a big hurry if you want the work covered. I will say, half way thru my 4 year coverage, they are the winner, as they have more than 50% of my money, but that is fine, as I look at it as insurance for the big stuff.
Greg
06 Magna
Yahoo Message Number: 113141 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113141)
Investigate throughly, make sure you understand all the details. Do not like to use the word "never" but never again.
Wally & Elta Mae
2007Allure 470 Sunset Bay #31535
Yahoo Message Number: 113142 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113142)
Wholesale Warranties - 800-939-2806. Using them now for 8 years. Excellent service.
Michael Title
05 Insire #53181
Yahoo Message Number: 113143 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113143)
I second Wholesale Warranties.
Good company!
Rj
2005 Inspire #51264
Yahoo Message Number: 113144 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113144)
Yup. Wholesale so far has been good.
Kent. #31281. 05 Allure
Yahoo Message Number: 113145 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113145)
I also use Wholesale warranties and they have been great as long as you follow the rules. They now have partnered up with FMCA so mention that if your are a member.
BVL
2003 Country Coach
Allure First Ave 30900
Yahoo Message Number: 113146 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113146)
Mine is through Campers Edge. Cost me $17,000,00 for 4 years or 48,000 miles. Pretty stout but in 8 months I've gotten $8,000 in repairs and I'm not done with them yet. The trick is to get several things done at same time because it doesn't matter if you get one thing or ten done you have a $100 deductible. They cover no sheet metal but does cover all drive train, suspension, slide mechanism, HWH, electronics, generator, much more. That all being said they always send an adjuster for anything over$1,000 pain in the ***.
Gary Glenn
ServiceMaster by A-Town / Hi-Tech
325-665-4993
Yahoo Message Number: 113147 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113147)
But has it paid off paying the premium for 8 years?
2008 Magna
6054
Laura Lewis
970 281 2022
Yahoo Message Number: 113149 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113149)
Also used Wholesale Warranties. Paid &5,000 for 4 year warranty. 3 years in have gotten about $5,000 in repairs. They pay directly to the RV shop. It is actually thru Portfolio Protection.
Yahoo Message Number: 113150 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113150)
My last warranty was with Easy Care. $7K+ for four years and I got about $1k use out of it. Lucky, I guess. They wanted 12K to renew, so I've gone naked since. Previous warranty was with US Warranty. Terrible. Had to threaten a law suit to get them to replace the radiator in my Inspire. They fought me over almost every claim.
Dave Glen
'06 Magna 6591 (now being cleaned of soot damage from the Premier fire.)
Yahoo Message Number: 113160 (http://groups.yahoo.com/neo/groups/country-coach-owners/conversations/messages/113160)
I looked into purchasing a warranty when we bought our coach in early 2016. I looked at several companies, carefully comparing the different coverages and premiums. The best offer was through Wholesale Warranty offering a policy underwritten by Viking. (Sample Policy attached). At the time, our coach had just over 80,000 miles on it and is a 2007. The offer was for $6,626 but specifically EXCLUDED engine, engine components and drivetrain plus a long list of other items. Since I do much of the regular maintenance / fixing myself on the house side of the coach, I didn't see the value. Dealing with extended warranties on vehicles can be a real exercise in frustration.
The only tips I have for you are:
- Realistically evaluate what it might cost to replace major components of the house and the chassis and weigh that against the premium cost.
- Determine what you could fix / replace yourself vs. having an RV or Engine place do the work. I don't do any engine/chassis work - because I don't have tools, lifts or the mechanical knowledge of those systems. I might attempt fluid replacement, etc myself, but that is usually done pretty cheaply.
- Be sure to read, re-read, read again and have someone (like your insurance agent - who reads these things all the time) read the extended warranty contract, looking for exclusions, non-coverage, vague descriptions, etc. The only major expense we've had thus far (that hasn't been self induced body work) was a split heater hose going to the powerpack in the front, which necessitated a guy pulling 70 feet of heater hose up to the front of the vehicle, due to wear in several places. The cost was $50 for the hose and $1500 for the labor. And it wouldn't have been covered. I watched them do it, it was a huge pain and they earned their pay.
- My guess is that if your coach is over 8-10 years old or has > 50k miles, you may forego the warranty and instead start a monthly payment into a Coach Kitty for repairs. That's what we do.