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Rocky Point Insurance

Yahoo Message Number: 9701
We spent about five weeks in Puerto Penasco (Rocky Point) this winter.
I have Progressive on my MH and my car as well. The policy covers Physical Damage in Mexico but not Liability. The conditions are that the repairs (heaven forbid) need to be performed in the good old US of A.
For liability coverage, I bought it at the little town of Why, just north of the border.

The coverage was for "driver" only and covered me for either vehicle for up to six months. The premium was around $80.00.
The agent told me that he did not have any companies that would cover higher than 100k limits for Physical Damage coverage.
You might want to check with another carrier that will cover you for physical damage if you want to be sure that the value of your coach is covered for Collision and Comprehensive. The risk is pretty remote since you probably won't be traveling around a lot, but as a former insurance agent, I made sure I had it covered before we went south of the border.
Have fun and be sure to have some of those great fish tacos at Mary's on the pier. Another tip: Just for fun, go down to the little shipyard at the port and tour the 125' party boat they are building. It's been under construction for three years and is quite an accomplishment. The builder is a real nice english speaking guy that is very proud of his work and looks forward to taking "Gringos" through the project. This is the second such boat he has built, the last one was just under 100' in length. This one has eight state rooms and a huge lounge amidship plus a big live-bait tank on the rear. It's all made of aluminum and steel and is covered completely, every square inch, with bondo.

Imagine a large number of Mexicans applying bondo with squeegees, then hand-sanding every inch! The hull, all of the decks, etc. Wow! It should look smooth as silk, but there must be an easier way? I dont' know a thing about building boats, but labor is obviously no object south of the border, so why not use it?

He also has two or thee other boats under construction, some for several years. It seems that the natives will bring him some money and he starts working. When they get more money, the work goes on. When there is no money, the skeletons just sit there, similar to lots of houses in Mexico.
Thank heaven for the good old USA and our economic system that allows ownership of property and the ability to borrow money for housing, etc. huh?

Larry
Intrigue
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