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Extended Service Plans

Yahoo Message Number: 81922
I'm sure this subject has been discussed before, but being a Newbie I'll ask it again. Is an extended service plan worth the money? our coach is a 2003 Allure, 370hp, 48k mi. Thanks, John 03 Allure 30951

Re: Extended Service Plans

Reply #1 –
Yahoo Message Number: 81925
If you value your nightly sleep more than your money, it is worth while.
If your coach falls apart and you choose a plan that actually pays for the stuff that fell apart, it is worth while.
Many providers are in the business of collecting premiums, not paying claims.
Many on this and other lists believe depositing the premiums into a savings account is a better choice.
Tried it both ways, there is no right answer. These coaches cost money to maintain.

Bob Wexler
SOB

Re: Extended Service Plans

Reply #2 –
Yahoo Message Number: 81938
I've had a Good Sam plan for two years now and I'm ahead of the game as of now, Just had one of the AC's go out and a slid motor, and the HWH system so I was glad I had it.
Jim 2006 Inspire #51668

Re: Extended Service Plans

Reply #3 –
Yahoo Message Number: 81942
John

If you go for an extended warranty plan make sure you shop around even for the same plan. There are often age and mileage limitations on what can be covered so you may need to check that also. We have had our plan and after two years out of a four year plan we are almost even. The last plan I had I cancelled in the first year.

Dan 2006 Allure 31348

Re: Extended Service Plans

Reply #4 –
Yahoo Message Number: 82172
At this time, I am looking into the differences between Good Sam ESP and the plan from ACC Motorhome protection plans.
At the FMCA rally, last week, I got the quote from ACC, versus ESP which I currently have.
ACC covers more and is less in costs. Any one knows where the "catch" is ? Appreciate any input
Hans, 2005 Magna # 6463

Re: Extended Service Plans

Reply #5 –
Yahoo Message Number: 82174
The " catch " on all these policies is that they use every excuse in the book, so as not to pay a claim. It has been stated here many times before , about all the problems people have had with making claims and getting them rejected. Usually the main reason is "not getting prior approval". Lack of preventative maintenance is another one. There are many other tactics they use. If you realistically look at the potential payout by the companies, the price is unreasonably low, so they do whatever they can to avoid paying anything. Commissions for selling the "insurance " are 30% and more, so dealers love to push them as a profit center. You would be wiser to put all these extended warranties , in a bank account and would likely be able to self fund. There are many posts on this subject, so I would suggest you do a search , as this has been covered many times. There was a fellow , somewhere in the mid-west, recently charged with fraud, over these warranties. In his case, he almost never paid out, and was professional at it. The more expensive ones will at least pay out easily for small things , at first, and then get increasingly harder to deal with. I have only purchased one of these once, about 10 years ago, when the product was first out. I would never do it again !!

Ron Baran 09 Magna7025

Re: Extended Service Plans

Reply #6 –
Yahoo Message Number: 82176
I have had both and had good service from both. I am now with AAC, much easier to deal with and much cheaper.
Derrel Letulle. 05 Inspire. 51187

Later,
Derrel

Re: Extended Service Plans

Reply #7 –
Yahoo Message Number: 82185
Thanks Derrel for your response.
We decided to go for AAC as well.
Hans, 2005 Magna 6463

Re: Extended Service Plans

Reply #9 –
Yahoo Message Number: 82201
Do you know this first hand? Did you have that happen to you? John 03 Allure 30951
 

Re: Extended Service Plans

Reply #11 –
Yahoo Message Number: 82318
What Company? If I do pick up this coverage, I don't want the same thing to happen to me. John 03 Allure 30951