Re: Insurance
Reply #16 –
Yahoo Message Number: 102743
Unless you have a bundled group of insurance, with home, auto, RV, umbrella with the same carrier, you are usually going to see what I call the 'Get you in rate quote.', followed by a few years of 'We think you'll stay as it's a PITA to change, rate increases.':)!
And also remember when comparing RV insurance, the difference between Full Time and Non Full Time. And of course, location, location, location does impact the various costs of insurance.
We shifted from California Wawanesa, good rates, OK claims on minor things, and a real low baller when handling total loss. For 20+ years. Wen we changed locals to South Dakota, we moved our RV and Toad to insurance that is offered in that state. Wawanesa does not. (We did leave our now vacation home garaged truck, registered in California, and maintained Wawanesa for that vehicle.)
Had multiple quotes, from three insurance brokers, and went with Blue Sky. Reasonable prices at that time, missing only glass insurance, but it has vanishing deductible, which now after three years is down to zero, for both comprehension and collision. 2nd year, we had about a 15% spike, but so did everyone else with Blue Sky, and other companies too, from what I could find out. This year no real increase on the RV, a bit on the CRV (Which I feel is way to high, even with the multi vehicle discount.).
Oddly, as I'm working with my broker again, I'm seeing rates GT $600 less per year for the RV. Allied is the lowest quote at this time.
May change to a different carrier, and have asked my broker to re-approach Blue Sky to check the police and rates.
I do not mind paying a bit more, for a company that is good/fair, vs fighting over ever little item with other companies.
Time will tell, as more quotes are coming,
Best,
Smitty
04 Allure 31017
Topic: Insurance (Read 1046 times)
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